Student
Special Middle East >>>    Umbrella | Haj & Umrah Product  
Insurance subscriber: Individuals, groups, foundations, universities...
Insured: Individuals, clients of subscriber
Duration: The assistance cover will match exactly the duration of the subscriber’s policy
Covered territory: World-wide outside legal home country or usual country of residence
Validity: Assistance will be covered for a max. of 90 consecutive days per trip abroad (per year)
Subscription age limit: 32 years


Benefits

Coverage

1

Medical evacuation / repatriation

no limit

2

Medical expenses further to sudden illness or accident

100.000 1

3

Sea and mountain search and rescue

20.000

4

Medical assistance in the course of transportation

actual expenses

5

Long distance medical advice

actual expenses

6

Indication of local medical specialists

actual expenses

7

Repatriation of mortal remains

20.000

8

Return ticket for a relative to visit the insured in hospital

1 air ticket economy class 2

11

Urgent dispatch of medicine

actual expenses

12

Advance of bail bond to be re-imbursed by the insured

10.000

13

Advance of urgent funds to be re-imbursed by the insured

5.000

14

Furnishing of an interpreter

8 hours

15

Dispatch of urgent messages

free of charge

Optional benefits:

19

Baggage & personal effects

1.500

21

Personal liability

1.000.000

22

Personal accident: Death following an accident

25.000 5

24

Personal accident: Permanent disability f. a.

50.000 5

25   Winter sport

12 days per policy

26

Interruption of studies

20.000


1- outside country of legal residence & in excess of personal social security
2 - after 7 days in hospital
5 - when traveling abroad


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