Mobile phone
Special Middle East >>>    Umbrella | Hage & Omrah Product  
Insurance subscriber: Phone companies
Insured: Clients of subscriber / owners of mobile phones
Duration: The assistance cover will match exactly the duration of the subscriber’s policy
Covered territory: World-wide outside legal home country or usual country of residence
Validity: 1 year
Subscription age limit: 71 years


Benefits

Coverage

1

Medical evacuation / repatriation

no limit

2

Medical expenses further to sudden illness or accident

250.000 1

3

Sea and mountain search and rescue

20.000

4

Medical assistance in the course of transportation

actual expenses

5

Long distance medical advice

actual expenses

6

Indication of local medical specialists

actual expenses

7

Repatriation of mortal remains

15.000

8

Return ticket for a relative to visit the insured in hospital

1 air ticket economy class 2

9

Repatriation of family member or any other person travelling with the insured

1 air ticket economy class

10

Assistance to minor children

actual expenses

11

Urgent dispatch of medicine

actual expenses

12

Advance of bail bond to be re-imbursed by the insured

10.000

13

Advance of urgent funds to be re-imbursed by the insured

5.000

14

Furnishing of an interpreter

8 hours

15

Dispatch of urgent messages

free of charge

Optional benefits:

16

Anticipated return to home country

2.000 3

17

Legal expenses

5.000

18

Cancellation & curtailment

3.000

19

Baggage & personal effects

1.500

20

Delayed baggage

300 4

21

Personal liability

1.000.000

22

Personal accident: Death following an accident

50.000

24

Personal accident: Permanent disability f. a.

100.000

29

Loss of papers

actual expenses

30

Electrical or mechanical breakdown

actual expenses

31

Theft, loss and accidental damage

actual expenses

32

Unauthorised use of the product

300


1- outside country of legal residence & in excess of personal social security
3 - for official reasons
4 - > 6h


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