Company

Companies

Special Middle East >>> Umbrella | Hage & Omrah Product

Insurance subscriber:

Companies

Insured:

Clients or Employees of subscriber

Duration:

The assistance cover will match exactly the duration of the subscriber’s policy

Covered territory:

World-wide outside legal home country or usual country of residence

Validity:

Assistance will be covered for a max. of 90 consecutive days per trip abroad

Subscription age limit:

71 years

	Benefits	Coverage
1	Medical evacuation / repatriation	no limit
2	Medical expenses further to sudden illness or accident	50.000 ¹
3	Sea and mountain search and rescue	20.000
4	Medical assistance in the course of transportation	actual expenses
5	Long distance medical advice	actual expenses
6	Indication of local medical specialists	actual expenses
7	Repatriation of mortal remains	20.000
8	Return ticket for a relative to visit the insured in hospital	1 air ticket economy class ²
9	Repatriation of family member or any other person travelling with the insured	1 air ticket economy class
10	Assistance to minor children	actual expenses
11	Urgent dispatch of medicine	actual expenses
12	Advance of bail bond to be re-imbursed by the insured	10.000
13	Advance of urgent funds to be re-imbursed by the insured	5.000
14	Furnishing of an interpreter	8 hours
15	Dispatch of urgent messages	free of charge
	Optional benefits:
16	Anticipated return to home country	2.000 ³
18	Cancellation & curtailment	3.000
19	Baggage & personal effects	1.500
20	Delayed baggage	300 ⁴
21	Personal liability	1.000.000
22	Personal accident: Death following an accident	50.000 ⁵
24	Personal accident: Permanent disability f. a.	100.000 ⁵

1- outside country of legal residence & in excess of personal social security

2 - after 7 days in hospital

3 - for official reasons

4 - > 6h

5 - when travelling abroad